Selling Mortgage Notes

/Tag: Selling Mortgage Notes
18 10, 2018

Why Are Real Estate Notes Bought and Sold?

2018-10-18T12:38:31+00:00

A noteholder in the world of real estate is the person or party who receives payments on the note. If a noteholder is having difficulty receiving regular and timely payments on the note, or if they are in need of a lump sum of cash, they may choose to sell the note to a real estate investor. They would sell the note at a discount since it is being purchased based on future payments using today’s dollars. The sale of the note provides the noteholder with instant access to cash and removes them from any further responsibility in collecting payments on [...]

Why Are Real Estate Notes Bought and Sold?2018-10-18T12:38:31+00:00
8 06, 2018

How to Determine the Value of Mortgage Notes

2018-06-22T12:17:41+00:00

If you’ve provided owner financing on real property that you own, often you find yourself thinking about selling that note to free up cash for other needs. You probably also wonder what your note is actually worth. You may even assume it was simply equal to the amount of principal still owed on the note. The fact is, the value of mortgage notes is based on a number of different factors, and it’s a good idea to understand the things that determine it. Is Your Note Sellable? Investors invest money into things because they want to earn [...]

How to Determine the Value of Mortgage Notes2018-06-22T12:17:41+00:00
25 05, 2018

Rising Interest Rates and Selling Your Mortgage Note

2018-05-25T10:45:23+00:00

Do Rising Interest Rates Make Selling Your Note a Better Way to Secure Cash for Personal Needs? During the financial crisis of 2008, the Federal Reserve lowered the federal funds rate. This meant the prime rate - the interest rate on which banks base their lending rates for consumers - was lowered as well. They did this to encourage banks to lend money and spark economic growth. As the economy improved between 2008 and 2015, the Federal Reserve has gradually increased the federal funds rate. In fact, they have raised it six times since 2015. There are at [...]

Rising Interest Rates and Selling Your Mortgage Note2018-05-25T10:45:23+00:00