What should real estate investors do today? The U.S. real estate market is surging. News headlines say that: Existing-home sales in January grew 23.7% to an annual rate of 6.69 million, compared with a year ago. The median existing-home sales price rose to $303,900, up 14.1% in one year. Housing inventory fell to a record-low 1.04 million units, down 25.7% year-over-year as of January 31. Mortgage rates rose above 3%, the highest since July. What should real estate investors do now? Most investors learn how to navigate changing markets from real estate gurus or from the School of Hard [...]
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So far Alvernia Capital has created 17 blog entries.
By working with a local guide, it's easier for foreign investors to succeed in U.S. real estate. The market for existing U.S. homes is booming. The boom is attracting real estate investors from abroad. Foreign buyers bought 154,000 homes in the U.S. in the year ended March 2020. That’s about 3% of all U.S. home sales, says the National Association of Realtors. To succeed as a foreign investor in U.S. real estate takes an experienced guide like Alvernia’s founder, Dr. Rudolph Francis. Dr. Francis brings you decades of experience in U.S. real estate investing. Born in the Bahamas, he’s [...]
As 2021 begins, the housing market presents many opportunities for smart investors. Today, we’ll look at the overall market – and how to maximize curb appeal so you get the most out of your property. What will drive housing in the year ahead? A hot market and low mortgage availability are squeezing buyers who need affordable homes. The better your property looks from the curb, the more valuable it becomes. Hot housing market means buyers can't afford to buy Despite low mortgage rates, homes are less affordable today than any time since 2008, says Attom Data Solutions. To [...]
Pandemic challenges real estate investors Active real estate investors are taking advantage of virtual tours during the pandemic. Sales of existing homes are sizzling hot. Almost 7 million homes sold in October, up 26.6% from a year ago, says the National Association of Realtors. Almost 3 out of 4 homes sold in less than a month. So housing inventory is at a record low level of only 2.5 months. Yet, the pandemic presents new challenges to active real estate investors. How do you safely view, buy and sell real estate in a pandemic? As a real estate investor and [...]
How investors are discovering real estate opportunities. Investors are growing wary of the stock market, which seems more and more disconnected from the economy. That’s why people are exploring alternative investments such as real estate. Real Estate Opportunities Why real estate? Because people always need a place to live. Real estate offers great opportunities: buyer demand is high, the U.S. housing market is underbuilt, and the inventory of existing houses for sale is low. Existing home sales in September 2020 were the highest since May 2006. As a result, median home prices are up almost 15%, compared with a year ago, [...]
Busy professionals' investment opportunities Busy professionals such as doctors, lawyers, and engineers face a dilemma when it comes to meeting long-term financial goals. As a medical doctor, I see it every day. The good news: we’re fortunate to have good incomes and assets – the means to invest and meet goals such as getting kids through college and assuring a secure retirement. Right now many of us see limited opportunities in stocks and bonds, so we’re considering alternatives such as real estate. The bad news: since we work long hours in highly demanding jobs, we lack the time to manage real [...]
Now is a particularly good time to invest in residential real estate. The stock market appears disconnected from the economy. Bonds yield next to nothing. What’s an investor to do? No matter what’s happening in financial markets, people always need houses. That’s why more and more investors are adding residential real estate to their portfolios. Now is a particularly good time to invest in residential real estate. Why? Because of strong demand for housing and limited housing inventory. In June, sales of previous owned homes rose 20.7%, says the National Association of Realtors. Demand for housing continues to [...]
Affordable Housing: Where Investors Find Opportunities to Rebuild Communities Investors are finding opportunites in affordable housing. Our blog brings you a simple, practical approach to investing in real estate. It appears on the first Saturday of each month. Right now, investors are finding out which real estate holds up best in a recession. Investors in offices and retail stores are suffering, as businesses close their doors due to COVID-19. How are investors in residential real estate doing? Here’s a key insight: In a downturn, it stays more stable than other types of real estate. “Affordable housing” is housing for which occupants [...]
Real Estate Investors are Finding Opportunities to Rebuild Communities Now Do you have a workable plan to attain financial independence? Is real estate part of that plan? If so, you’ve come to the right place. This blog gives you a simple, practical approach to investing in real estate. It appears on the first Saturday of each month. It’s tough to learn real estate investing on your own. I know first-hand, because I tried that approach. All I got was an expensive education from the School of Hard Knocks. But my first investing experience made me determined to learn everything I could [...]
Why are real estate notes bought and sold? Noteholders may choose to sell the note to a real estate investor if they have difficulty receiving regular, timely payments on the note or need cash. They sell the note at a discount because it’s based on future payments using today’s dollars. The sale of the note provides instant cash. And it removes a noteholder from any further responsibility for collecting payments. Investors who purchase promissory notes because they offer a versatile, collateral-backed real estate investment, not affected by stock market changes. Since notes sell at a discount, investors earn returns from the [...]